[TheForge] reversal of fortunes in a blink of an eye

[Keziah's Forge]

 They should, in any sort of decent world, be able to assume it is you.
>
> Is your mailbox secure?
> How many CC apps do you get a month?


You're kidding, right?  I am in the only one in the world who could possibly 
know these four things?  Any one who knows this has to be me?  How many 
people know these things abut you?  I could probably find them out in two 
minutes.

The bank may assume anything it wants to.  If it wasn't ACTUALLY me, I don't 
owe them jack.  Nobody can incur a debt on my behalf without my actual 
assent. Sorry.  If I didn't agree with the bank, otr do anything to lead 
them to believe I agreed, they can't stick me with it.  I don't care how 
stupid they are.



----- Original Message ----- 
From: "CGRAF" <adveniam at att.net>
To: "Blacksmithing List Sponsored by ABANA" <theforge at mailman.qth.net>
Sent: Thursday, May 28, 2009 5:35 PM
Subject: Re: [TheForge] reversal of fortunes in a blink of an eye


> Keziah's Forge wrote:
>> SO, let me get this straight.  Someone I have no connection with pretends 
>> to
>> be me, and has a credit card issued, i.e. opens an account  without my
>> knowing or signing for anything, applying for anything or agreeing to
>> anything or even knowing anything  about it.   He charges things to that
>> account/card himself, again without my ever even knowing about it or 
>> having
>> enything to do with it.  I never pay the bank anything, because I didn't
>> open the account or make the purchases.  The scumbag stole the card, i.e.
>> obtained it by a fraud on the bank, and did a bunch of other fraudulent
>> transactions that I had nothing to do with.  So the bank can't collect 
>> from
>> the scumbag.  So I am out the money ?
>>
>> I don't think so.  I am out the trouble and cost of  proving I don't owe 
>> it,
>> maybe, when the bank tries to collect from me, or of pointing out that 
>> the
>> bank can't prove that I do  owe it because I never applied for or signed
>> anything, but I am not out the money.
>>
>
> From the banks side.
> The dirty lowlife provided:
> 1. Your SS number
> 2 Birth date.
> 3. address
> 4 Maybe even your Mommas maiden name
>
>
> They should, in any sort of decent world, be able to assume it is you.
>
> Is your mailbox secure?
> How many CC apps do you get a month?
>
>
>
> Personally I'd love to see it made law that ALL credit cards be issued
> after a face to face application. That plus knowing that the interviews
> are being videotaped would eliminate almost 100% of the problem.
>
> Mike Graf
>
>
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