[K3pzn-board] FW: Van insurance estimate

Fri, 6 Feb 2004 17:12:22 -0500

BoD
I think we need to define it as a Utility Vehicle i.e. truck. Its purpose
for insurance  reasons it hauls radios and antennas to CCARC events a couple
of times a year usually within Carroll County. As  a special purpose vehicle
they will put us in with Ambulances and Fire Trucks. Also, we can up the
Comphrehensive which makes us more self insured. I would consider not
haveing collision or uping it to $1000.

I have three vehicles and pay less than that total. I will call Allstate
where I have my insurance on Monday if I don't forget.

Frank [email protected]

-----Original Message-----
From: [email protected]
[mailto:[email protected]]On Behalf Of John Chesley
Sent: Friday, February 06, 2004 4:48 PM
To: [email protected]
Subject: [K3pzn-board] FW: Van insurance estimate

Sorry,

I meant to send to the whole board.

-----Original Message-----
From: John Chesley [mailto:[email protected]]
Sent: Friday, February 06, 2004 4:46 PM
To: 'Keith Krichinsky'
Subject: RE: Van insurance estimate

I think we should shop the various insurance companies to give us a
quote on our total coverage (both liability and the van).  It does not
hurt to look.  If we find it is considerably cheaper somewhere else, we
should switch.  Insurance is mostly money for nothing and no company
ever wants to pay a claim even when something happens, so why not go
with the company that gives us the best overall deal?

John, AK3Z

-----Original Message-----
From: Keith Krichinsky [mailto:[email protected]]
Sent: Friday, February 06, 2004 4:20 PM
To: [email protected]; [email protected]; [email protected];
[email protected]; [email protected]; [email protected];
[email protected]; [email protected]; [email protected]
Subject: RE: Van insurance estimate

I agree.  This seem unrealistally high... especially for a vehicle that
will
be driven less than 1000 miles a year.  Did you try "bestquote.com" yet?

Personally, I've had pretty good luck with Nationwide.

Although I'm not an insurance expert, I'd like to think we should be
able to
find insurance for less than $1000 per year.  It it so high because it
is a
"Special Purpose Vehicle?"

73's;
Keith Krichinsky, KB3HHK

----Original Message Follows----
From: "Stephen C Beckman" <[email protected]>
To: "Keith Krichinsky" <[email protected]>, [email protected],
[email protected], [email protected], [email protected],
[email protected], [email protected], [email protected], [email protected]
Subject: Van insurance estimate
Date: Fri, 6 Feb 2004 14:42:25 -0500

Greetings Gentlemen;

I got an estimate back on insurance for the van. Barnes-Bollinger (they
have the club's liability insurance) checked with a couple providers and
got the best numbers from Progressive.

Parameters:
1986 Ford Econoline 350, Driven Approx 1000 miles per year. Three
drivers
on the list.

OPTION ONE:
Liability $500K
Personal Injury Protection
$250 deductible on Comprehensive
$500 deductible on Collison
Estimated vehicle value $6000
Price -- $800 for six months.

OPTION TWO:
Liability $500K Only
Price -- $709 for six months.

This is a lot more $$ than I was expecting. Let's hope there's an OPTION
THREE out there somewhere.

73; Steve, N3SB

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