[TheForge] Home Owner's and Shop Insurance

[Candace Martens]

Hi,  I wouldn't recommend the Hartford plan through ICC.  Our state group had several issues with them and recently changed our policy to Erie Insurance through a local rep.  My husband and I have our coverage for our shop and the local demonstrations/shows we do through Dryden Mutual in NY.  If you want direct contact info please let me know.

Thanks

-c

-----Original Message-----
From: williamsiron at comcast.net [mailto:williamsiron at comcast.net] 
Sent: Thursday, May 03, 2012 7:49 AM
To: Blacksmithing List Sponsored by ABANA
Subject: Re: [TheForge] Home Owner's and Shop Insurance



Dan, 



You could check with the ABANA policy which is done through The Hartford. It's a general liability policy that will cover replacement of your barn. There is usually an ad in the current Anvil's Ring. There could be something on the ABANA website. The agent  is ICC. I don't have the phone numbers at hand. 



Mark Williams 

Snow Hill, Maryland 





----- Original Message -----


From: "Daniel Kretchmar" <dan at irontreeworks.com>
To: "Blacksmithing List Sponsored by ABANA" <theforge at mailman.qth.net>
Sent: Wednesday, May 2, 2012 9:34:31 PM
Subject: [TheForge] Home Owner's and Shop Insurance 

Good evening, 

Can anyone recommend a good insurance company for home/shop/barn insurance for a part time/hobby blacksmith?  I recently had a problem with American family trying to cancel my home owners policy because: 
A. My corrugated steel pole barn had a solid fuel heating device that is not UL listed and was not installed by a licensed contractor.     (Anyone know a licensed forge installer?  :) B. My barn is used for a business. 
C. My firewood was too close to my shed (it leans up against the shed) D. I had "metal debris" lying round the outside of my barn.  I had to explain that the "metal debris" was actually failed oxygen tanks that I make into bells. 

They eventually said okay, but the agent explained that if I am robbed or if the barn does burn down, the company can refuse to pay since I was running a business in my barn.  I need home owners insurance, but if I am paying for it, I want it be real.  I want them to pay for a new barn if mine burns down.  Any one have a recommendation? 

Danr
--
"Estattu alvarligt, nei?" 
______________________________________________________________
TheForge mailing list
Home: http://mailman.qth.net/mailman/listinfo/theforge
Help: http://mailman.qth.net/mmfaq.htm
Post: mailto:TheForge at mailman.qth.net 

TheForge mail list group photo site is
http://www.photoworks.com
Login: blacksmithblacksmith at hotmail.com
Password: anvil 

This list hosted by: http://www.qsl.net Please help support this email list: http://www.qsl.net/donate.html