[TheForge] insurance

[Jerry Frost]

We have a similar form of insurance here in the form of a "Farm Rider" on 
the home owners. It covers darned near everything we do from the barn, my 
shop up to and including almost killing myself cutting trees. To be honest 
though most of my TREE experience has been paid by my regular medical 
insurance, this time anyway.

So, anyone ever think about going after insurance as a collective bargaining 
project? Seriously, if you walk into the insurance office as an individual 
it's likely to cost plenty. On the other hand if you get even a few folk to 
go in with you, say 6-10, you'll likely walk out with a more comprehensive 
policy and a nice discount, say 10% give or take. Bring a few hundred 
customers and look for somewhere in the 30%+ range of discounts. You should 
see what having a couple thousand customers does for the rates and service.

Frosty
-------------------------
If it ain't forged
It ain't real
wrought iron is
The Frostworks



----- Original Message ----- 
From: "Jerry Smith" <jerry_smith at anvilsandinkstudios.com>
To: "Blacksmithing List Sponsored by ABANA" <theforge at mailman.qth.net>
Sent: Friday, February 26, 2010 7:27 PM
Subject: Re: [TheForge] insurance


>I get my insurance thru the farm bureau. They cover my smithy, my work shop 
>and my farm under an ag policy.
>
> Jerry
>
>