[TheForge] insurance

[Peter Fels & Phoebe Palmer]

Who was the competitor Mike?
Does anyone have coverage from a company that they like?  pete

CGRAF wrote:
> John Allen wrote:
>> Yesterday I recieved a certified letter from my insurance company.
>>
>> " The reason for nonrenewal is your operations no longer meet The Hartford's
>> Small Commercial business segment's underwritting guidelines [because of
>> exposures from auto part and stair railing manufacturing."]
>> [ indicates highlighted parts]
>>
>> Now on my web site I built a custom tailgate for my personal truck and I
>> drive that to places for estimates. It looks awesome and helps with people
>> seeing my skill level not my age of 27 (I really look like I am about 20).
>> The insurance company dosen't want to hear it. I tell them that I don't do
>> automobile customizing because a real custom tailgate is way out of the
>> league for most customers and people who would buy them don't have trucks.
>>
>> John Allen
>> Country Metals, LLC
>> (856) 542-4316 (cell)
>> (856) 504-0087 (fax)
> 
> 
>   That is just an excuse on their part.
> I have an overhead door on a loading dock that is not used during the 
> winter.
> It leaks like a sieve so I made some panels that close it up after the 
> last Fall delivery.
>   I had my insurance canceled once because of "building condition" 
> citing the " boarded up" "window".
>   Jerks
> 
> Went and bought a policy from a competitor for about 20% less for better 
> coverage.
>   My agent told me that the old company had a profile that said after so 
> many years with no claim they were due for a big one so that insurance 
> company  routinely cancels longstanding policies.
> 
> Makes no sense to me at all. When I have a longstanding customer who no 
> longer asks me the price before telling me to go ahead , I do my best 
> not to piss them off. I certainly would never think of refusing their 
> custom just because after 15 years without a complaint they were due to 
> make one.
> 
> 
> Mike Graf
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