[TheForge] OT - RANT - NEVER get a CapitalOne CC

[Ben Barrett]

I use this site a lot, and they often show the real bottom-line deals on
credit card promotions,
and highlight the promotions that can be worthwhile.  Pretty savvy.
http://dealnews.com/credit-cards.html
http://dealnews.com/search.html?search=credit+card
They occasionally run "round-ups" to review the state of the market...
they have a ton of black friday coverage these days, but even for
off-season shopping, I check their dealcoupon.com listings a lot too.

Google around if you're getting in a pickle, since there's a lot of good
consumer-advocacy
info ou there, from the BBB to nonprofits and various class-actions, not to
mention product recalls.

~ben


On Tue, Nov 25, 2008 at 5:42 AM, Bruce Freeman <freemab222 at gmail.com> wrote:

> Dann,
> As someone else has mentioned, Discover Card does offer cash rewards.
> They actually remind you to take them from time to time.
> Discover card is also the only card I know that lets you generate a
> coded card number for use with a single merchant only over the
> internet.  If you want to see this, visit
> http://discovercard.com/customer-service/security/create-soan.html
> You will need to create an account username and password.  After that,
>  you don't even need your CC handy to generate a new number from any
> web-linked computer.  Very handy.
>
> On Mon, Nov 24, 2008 at 5:06 PM,  <dann at wctatel.net> wrote:
> >
> > Bruce,
> >
> > I don't think any of the Credit Card  "rewards" actually come as cash
> > these days.
> >
> > The last "rewards" I got, was in the form a free magazine subsciption
> > which turned into a night mare.   I had the devil of a time trying to get
> > it dis-continued. Just like that TV Commercial of the Energizer Bunny,,
> My
> > "free" subscription continued, and continued..  and kept auto billing my
> > credit card.  I spent hours on hold trying to cancel the magazine.
> >
> > Finally I got the Credit Card Company to put a "contested payment" on it.
> > They didn't do that easily,  either.
> >
> > I won't ever take those kind of free "rewards" again.
> >
> > Another trick they do.. They'll  give you a dollar amount, and then shift
> > it to some kind of gift certificate ... say at say..  a Red Lobster  or
> > OutBack Stake House.
> >
> > Which is really funny, because I live so far in the rural area...   that
> > I'd have to drive 90 plus "one way" miles to get to those.
> >
> >
> > Dann
> >
> >
> >> So I got this Rewards CC to use in my business back in March.  Turned
> >> out I couldn't let my colleagues view the statements on-line without
> >> giving them MY personal password.  They told us time and time again we
> >> could, but never came across with a means.  Then too, doing business
> >> with them on-line was subject to disclaimers that essentially said -
> >> "You gotta problem?  Then you're screwed!"
> >>
> >> I used the card no later than July.  Then I waited for the last
> >> charges to come in and closed the account by phone, probably in
> >> August.  When I did so, I was transferred to another agent so that I
> >> could get the refund of the $63 in "rewards" I was owed.  I was told
> >> I'd be sent a check - I was even transferred to another agent to take
> >> care of that.
> >>
> >> I got statements through TODAY, each saying I had a zero balance, but
> >> was owed $63.  In Oct & today I phoned in to confirm that the account
> >> had been closed, and was told it had been.  Today I checked up why I
> >> hadn't received the $63 check and, after 30 minutes on the phone, was
> >> told that I was shit out of luck because they closed my account
> >> without refunding the money and now cannot refund the money.  From the
> >> tone of the supervisor's remarks, it's apparent they pull this crap on
> >> people all the time.
> >>
> >> I'm guessing they failed to close my account in August, then closed it
> >> in October instead, when I called to question why I was still getting
> >> statements.
> >>
> >> Soon as I have energy to do so, I'm going to pursue this with the
> >> state AG.  Maybe these bastards will be socked with a class-action by
> >> the 50 AG's for all the "rewards" they never awarded!
> >> --
> >> Bruce
> >> NJ
> >>
> >> The total lack of evidence is the surest sign that the conspiracy is
> >> working.
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> >
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>
>
> --
> Bruce
> NJ
>
> The total lack of evidence is the surest sign that the conspiracy is
> working.
> _______________________________________________
> Manage membership or unsubscribe at:
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>
>
>
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