[TheForge]OT Land Prices - Taxes -- Insurance

[David E. Smucker]

Andy,  It is getting expensive here in the Brasstown, NC area.  Land prices 
have gone up about 3 X in the last 7 years.  Still lots of places for sale 
and I expect things to come down some.  Lot of development going on for 
retiring baby boomers.  What is really hard to find is the 3 to 5 acre place 
for the horsey set.  Taxes, still not too bad, but I worry about 
revaluations, we will see, may have to put my timber land into an 
conservation trust as I do not plan on developing it.

As to insurance, I have State Farm and it is a 1/2 of your number, my drive 
is 1/2 mile, and I am 3 miles from the fire station.  Look around, if I 
didn't have the car and truck with SF, I would take a hard look at Farm 
Bureau -- almost everyone they insure is on well water and a long way from 
the fire station.

Dave


----- Original Message ----- 
From: "Andrew Vida" <osan at netlabs.net>
To: "Sponsored by ABANA" <theforge at mailman.qth.net>
Sent: Saturday, January 20, 2007 9:41 AM
Subject: Re: [TheForge] Wood Stove for Shop heat


>
>
> David E. Smucker wrote:
>> I heat my shop of about 3000 sq ft (60 x 48) with a home made wood stove. 
>> Works well, but we live in western NC and it is not super cold.
>
> Dave,
>
> HOw're things in Brasstown these days?  Specifically, NC has become quite 
> $$ in many ways.  Asheville is idiotically costly, especially in the real 
> estate market... or at least it was and I can't see that is would have 
> reversed significantly.  I was looking for places in Raleigh, Charlotte, 
> and Winston-Salem areas.  Not only were the purchase prices pretty 
> sky-high (though nothing in comparison with NJ), the taxes were also very 
> high (once again nothing like NJ).  What about by you?  I looked at Murphy 
> and that was also getting pretty pricey, which really surprised me, 
> considering that it's pretty out there.  Are the taxes also high in BT? 
> I'm just curious.  We finally settled on 100 acres in Summers county WV. 
> We should be closing in a week.  Can't complain when the property taxes 
> are $710.  Some beautiful country there.  Very similar to your area. 
> Seems Blue Ridge mountains are a lot like the Smokies, at least in our 
> area.
>
> Question for anyone else: know of any decent companies for homeowners 
> insurance, "decent" being a relative term I suppose.  They want $2600 so 
> far because our driveway is 8/10 of a mile long and no hydrants on the 
> "main" road.  I insured my relatively $$ house in Freehold NJ for 
> something like $500 year, so this bill is a bit hard to swallow.  Any 
> recommendations would be welcome.
>
> -Andy
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