[TheForge] Hang on to your wallets

Tue Dec 9 12:25:00 2003

Odds are if someone steals your credit cards and goes on a buying spree 
it won't cost you anything. Federal law limits your liability to fifty 
bucks.
Most card companies will tell you that while it can cost you that $50, 
that fee is rarely applied.

Most card companies now offer some form of fraud protection,  but be 
sure it is a genuine guarantee before you accept it. There are a lot of 
phony companies making phony offers of 'insurance'  against someone 
else using your card, when in fact you are already protected.

  You are supposed to report stolen or missing cards as soon as 
possible, or at least with 24 hours, for that zero liability luxury. 
Once again most card companies admit that they rarely enforce this 
requirement either. However it is the wisest practice to do just that 
and get on the phone as soon as you see the card is gone                
or the minute you see a bill with charges you never ran up.

http://www.bankrate.com/brm/green/cc/cc12.asp
_____

On Tuesday, December 9, 2003, at 10:13 AM, Andy Vida wrote:

> Folks,
>
> It's the season for thieves.  Hang on to your wallets!  I just got
> nicked for about $5K Sunday night when the wallet disappeared and
> the trash went on a six hour spree through Portland with my cards.
>
> What he doesn't know is that I'm on his ass like white on rice, and
> with any luck I will screw his verminous hide to a prison wall where
> he wil serve as pass-around girl for several invigorating years. :)
>
> Be careful!
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