[ForSale-Swap] Paypal

[Carl]

PayPal is not a bank and not regulated as such which allows them to play 
free with your money and with absolutely no recourse.

If they were a bank they would be in the #1 position of transactions.

They are bound by agreements with credit card companies so its best to 
always pay using a credit card on file with them. If you use a debit 
card, your bank account, or an Echeck you are subject to their whims and 
no regulations to support you.

I own a company with a high 5 digit Ebay feedback and am often at odds 
with PayPals cavalier approach to sellers in my case. The NH Attorney 
General has a large file of complaints from me and many others. In a few 
cases they were able to force a reversal and get my money back. However 
without federal regulations sellers are at risk.

Carl
KM1H


----- Original Message ----- 
From: "Kim Herron" <kim.herron at sbcglobal.net>
To: "'Mike'" <nf4l at nf4l.com>; "'For sale/trade'" 
<forsale-swap at mailman.qth.net>
Sent: Monday, December 08, 2008 10:21 PM
Subject: RE: [ForSale-Swap] Paypal


Mike et.al.

Paypal doesn't charge a "commission".  They charge a bank service fee of 
2
3/4 percent.  That is the standard fee charged by most banks that 
provide
you with credit card service.  So if you figure 3 percent you should be
good.  But, again as a matter of having the correct understanding, 
you're
not paying a commission.  I've had merchants credit card service for 
years
and anybody that runs a real business pays that fee every time you buy
something from them.  Paypal's treatment of their clients (that is what 
they
refer to you as) is virtually no different than the treatment that I get
from Fifth-Third Bank.  Paypal is regulated by the same banking laws 
that
any other bank is.  If you complain to MasterCard, Visa, American 
Express,
etc (I take all those cards) you'll get your money back, I get my 
account
debited and it up to ME to prove that they've lied.  Just one of the 
hazards
of running a real business.

Kim Herron W8ZV
www.goldenradioservice.com
kim.herron at sbcglobal.net
1-616-677-3706

-----Original Message-----
From: forsale-swap-bounces at mailman.qth.net
[mailto:forsale-swap-bounces at mailman.qth.net] On Behalf Of Mike
Sent: Monday, December 08, 2008 6:56 PM
To: For sale/trade
Subject: Re: [ForSale-Swap] Paypal


Thanks, all.
My reason for asking is that I have some gear for sale, and I wanted to
know how to price it.
73, Mike NF4L 
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