[TheForge] Insurance (Re: Equipment for a newbie)

[Paul N]

Is "don't ask, don't tell" the common approach to insurance for home shops?

I shop insurance was discussed some time ago. (I guess I should practice 
what I tell my kids: "Just because you're not interested now, doesn't 
mean you will never be. Pay attention!") And things change.

Anyway, I'm hoping to build a "retirement" home in the next couple of 
years, with a stand-alone shop. As I get ready to inquire about 
insurance for my shop, what kinds of things should I ask? What topics 
should I avoid under the guise of "don't ask", and what kinds of 
alternative descriptions might be acceptable to make the shop insurable 
at an affordable rate?

thanks,
**paul


On 11/9/2010 4:03 PM, Jerry Frost wrote:
>
> ----- Original Message -----
  <snip>

> If you're making your own water heater, furnace, stove, etc. then yes they'd
> most probably be illegal and no insurance company is going to cover you. If
> you buy a gas forge from a recognized company, say NC or Johnson Appliance
> I'm sure you could get a forge okayed so long as you set it up and use it
> correctly. Where I live there are no codes at all outside fed and state
> codes for water safety, etc. and I never mention my gas forge in the shop or
> my coverage would either go away or get realy expensive.
>
> NO sane gvt, organization, etc. wants just anyone making their own gas fired
> appliances.
>
> Jer.
>
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