[TheForge] reversal of fortunes in a blink of an eye

[Grover.Richardson at gtri.gatech.edu]

Against the rules<G>.  Daddy always said that there's them that make the rules (like congress who has their own social security and health system) and them that obeys the rules (us).  When ever has it been known that a card user got to make the rules<G>.

Back on task, if the identity is stolen and they have bogus cards in your name, you never had the cards in your posession for them to be stolen.

Again, it's easier (and cheaper) for the banks to allow (by not persueing [sp] aggressively) the miscreants.  The fix costs more to then than the problems.  They won't say that, except in the board rooms after everyone has been checked for bugs<G>.

All the Best

-----Original Message-----
From: theforge-bounces at mailman.qth.net [mailto:theforge-bounces at mailman.qth.net] On Behalf Of Peter Fels & Phoebe Palmer
Sent: Thursday, May 28, 2009 5:04 PM
To: Blacksmithing List Sponsored by ABANA
Subject: Re: [TheForge] reversal of fortunes in a blink of an eye

So it follows that if your identity is stolen, you need to have had your 
cards stolen..even if retroactively?

Grover.Richardson at gtri.gatech.edu wrote:
> Depends upon the card.  If you sign a document that says otherwise (or if they slip new rules by you that you did not disagree to), then it is held as sacred unless you wish to push it up through the courts.
> 
> Every year you get a new insurance policy; each time they send you a new card; this is the time that they put in new rules that are enforced, if you do not read the documents fully and notice the difference.  Had problems with the first house.  The loan (low % rate) got bought out multiple times during the Carter years when double digit % rates were common.  The new company wished to enforce the "new rules."  Only after I faxed a copy to them of the document that we had actually signed did they back off.

> 
> I'm in the wrong business<G>.  But then, the wife and I figured that if we were rich, we wouldn't have time to do things.  If we were poor, we would have plenty of time but no money to do them.  Trying to hit a happy medium.  Sort of there.
> 
> Oh yes, if a card is physically stolen I would bet. 
> 
> All the Best. 
> 
> -----Original Message-----
> From: theforge-bounces at mailman.qth.net [mailto:theforge-bounces at mailman.qth.net] On Behalf Of Ron Childers
> Sent: Thursday, May 28, 2009 1:07 PM
> To: 'Blacksmithing List Sponsored by ABANA'
> Subject: Re: [TheForge] reversal of fortunes in a blink of an eye
> 
> I thought Federal law limited exposure to $50 if a credit card # was
> stolen....
>  
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