[TheForge] insurance

[Peter Hirst]

I would start, if only for a reference point, by going to your current agent 
and asking about a BOP (business owner's policy) for a "home occupation". 
If you run a solid fuel forge, the writer will be very confused about how to 
treat it, as there is no provision in the universal building code for it and 
therefore no industry designation,  and insurance writers, like fire 
marshals, make up things to sundtitute for it. When I got mine recently, I 
decribed it as essentially an indoor charcoal grill or coal grate, a type of 
fireplace common around here.  Do not, under any circumstances use the term 
"forge".  Since it is undefined in the codes, writers usually substitute 
"blast furnace"  or "foundry" or whatver comes to mind for it.  "Coal stove" 
works.  Metalworking, heat treating, even welding are better than "forge" or 
"blacksmith".  describe the essence of what you do, don't use labels   that 
do not have accurate definintions in the codes. They just allow imaginations 
to run wild.

Once you have a quote (mine runs about 1000 a year in a commercial setting, 
not home occupancy)  you will have either a good deal or a point of 
comparison for any other sources you may find.

Good luck.

Peter Hirst
Keziahs Forge


----- Original Message ----- 
From: "Wayne Ackman" <stryker at vulcanpro.com>
To: "Blacksmithing List Sponsored by ABANA" <theforge at mailman.qth.net>
Sent: Monday, December 22, 2008 5:11 PM
Subject: [TheForge] insurance


> Looking over my insurance, etc. I found out that my shop is not  covered 
> under my homeowners insurance because I run my business out of  there.  I 
> thought Abana had a contact for this type of insurance.  I  can't find it 
> on the website and was wondering if you all had any  pointers about 
> getting this handled.
>
> Wayne Ackman
>
>
>
>
>
> On Dec 21, 2008, at 7:33 PM, Andrew Vida wrote:
>
>> Clean copper well.  Apply sal ammoniac, add tin, slosh around until 
>> coated.  Use of a brush is allowed. :)
>>
>> Dave Mudge wrote:
>>> Hey gang, Merry Christmas.
>>> My friend is looking for information on "tinning" a copper vessel.
>>> I saw Bill Callaway do it once in Birmingham back in the 80's but
>>> the details from my memory are un-retrievable.
>>> Any information written or video would be great.
>>> Thanks in advance for your help.
>>> dave mudge
>>> southern louisiana
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