[TheForge] Re: Teaching blacksmithing and insurance
Andy Vida
[email protected]
Sun Dec 7 15:58:00 2003
Bob Ehrenberger wrote:
>
> To answer some of the questions that have come up.
>
> We have contacted the co. that advertises in the Anvil's Ring. They weren't
> very interested.
>
> The reason given, by at least one of the co.s was that with the change in
> location, they couldn't inspect the facility and certify that it was
> acceptable. With a school in a perminate location they could work through
> safty issues and get comforitable with the risk involved.
wait a minute, this sounds screwy.
I secured NJBA's insurance policy several years ago through
the advertised carrier. AFAIK that policy is still in force
(Bruce, do you know about this anymore?) and we are covered for
events to which we travel. Last I knew, we were supposed to
obtain a certificate that explicitly covers a given event at
a given venue. They know that we hold open forges and other
"sponsored" events where there are people working and I never
heard any objection by them to any of this. Perhaps things
have changed. Maybe you can talk to Bruce Freeman about this
as he took over the insurance issues after I did the initial
acquisition. Perhaps he can shed some light on this.
>
> I will pass on the suggestions on the wavers. From what I've heard about
> wavers, they don't usually hold up in court, but most people when they sign
> one are less likely to sue. They think that that option is gone, wheather it
> is or not.
The option is never gone to initiate a suit. Depending on how
the waiver reads, the court may or may not throw the action
out on its face.