[TheForge] Teaching blacksmithing and insurance

[Andy Vida]

gblacksmith wrote:

> What I have done, following legal advice, is to have the students
> acknowledge and sign a carefully worded hold-harmless agreement (waiver).
> The courts in CA generally adhere to the concept of assumed risk.  As long
> as you are not negligent, you will likely prevail.  However, this does not
> prevent the initiation of a suit.

	This is the real root of the problem.  Even when you win,
	you lose.
> 
> Most community colleges and other large institutions are self-insured.  I
> would be interested in knowing of any companies that would underwrite a
> teaching environment or demo myself.   Expect the premiums to be huge.

	I never knew this.  Self insured... makes sense.