[SixClub] RADIO REPLACEMENT VALUE

[Roger (K8RI) on Six]

> At 03:36 PM 10/18/2006, Mike McFatridge wrote:
>>The policy states ''Actual cash value [acv] is replacement cost value at 
>>the time of loss,less the value of it's physical depreciation.

Replacement value, unless they've rewritten the definition is (according to 
my insurrance company, but they all seem to have their own definition) the 
value to replace the item with a new one (if such exists) of the same 
capabilites and with *no* depreciation.  Generally new electronic equipment 
with the same capabilities as the old is less than half the price of the 
old.  Computers reach that point in about 6 months. With TVs it takes a year 
or two, but even with them the price is going down fast.  They don't have to 
use any depreciation as the new electronics is so much cheaper than the old.

Compared to the TS-180S, today you can probably purchase a 160 meters 
through 440 MHz, all mode, does most everything 100 watt output rig that is 
smaller and has DSP for less money than the 180 cost new.

Roger Halstead (K8RI and ARRL 40 year Life Member)
N833R - World's oldest Debonair CD-2
www.rogerhalstead.com
> --
>
> Which one may assume is what the radio would sell for second hand, or be 
> valued at for a trade in on new equipment..
>
> Howard Bingham
> KE5APJ
>
> ---
>
>>----- Original Message ----- From: <ki6lo at mchsi.com>
>>To: "World Wide Six Meter Club" <sixclub at mailman.qth.net>
>>Sent: Wednesday, October 18, 2006 3:10 PM
>>Subject: Re: [SixClub] RADIO REPLACEMENT VALUE
>>
>>
>>>Been there, done that, didn't have insurance for replacement of radios 
>>>though.
>>>Good you thought ahead.
>>>
>>>Well since it is so old and technology has changed many orders of 
>>>magnitude
>>>since the TS180S, the only comparitable points (I think) would be the 
>>>frequency
>>>coverage and modes. If sticking with Kenwoods, looks like for new rigs 
>>>you got
>>>the TS-50S, TS-480X, or the TS-570S/D models to choose from. If you can 
>>>go for
>>>any brand, find what is the max $$$ they'll pony up and then either get 
>>>that or
>>>add some of your own money and upgrade.
>>>
>>>Gene KI6LO
>>>
>>>
>>>>MY KENWOOD TS 180 S GOT FLOODED DURING OUR RECENT TEXAS MONSOON. I HAVE
>>>>REPLACEMENT VALUE INSURANCE. SINCE THEY DON'T MAKE THIS RADIO ANYMORE 
>>>>,WHICH ONE
>>>>IS CLOSE TO IT THAT IS CURRENTLY MADE?. THANKS, MIKE N5TYW
>
> --
>
>
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