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The equal pay monthly payments
required should allow you to pay off
the equal pay purchase within the
equal pay period if:
1. You make your payments by the
due date each month, and
2. This balance is the only
balance on your account during the
equal pay period
If you have other balances on your
account, the equal pay monthly
payment will be added to the minimum
payment applicable to those
balances. Any monthly payments shown
do not include taxes and delivery
since those amounts are not the same
for every transaction.
IMPORTANT:
The Information about the Equal
Monthly Payment shown assumes the
Equal Pay promotional financing
offer is applied to the purchase
Credit
offers cannot be combined. Offers
subject to credit approval. We
reserve the right to discontinue
or alter the terms of these offers
at any time.
* Subject to credit approval. If
your purchase qualifies for multiple
offers, you will be asked to choose
the offer to apply. To qualify for
this offer you must apply and be
approved for a new Harbor Freight
Tools Credit Card. One-time 10% off
(excludes shipping and handling)
will be applied at checkout to your
first purchase with the card unless
your purchase qualifies for and you
choose an equal pay option, in which
case you will forfeit the 10% offer.
† Qualifying purchase amount must
be on a single receipt. Harbor
Freight has already paid the
interest on this purchase in
advance. No interest will be charged
and equal monthly payments will be
required on each equal pay purchase
until it is paid in full. These
payments equal the total equal pay
purchase amount (including taxes and
delivery) divided by the number of
months in the equal pay period,
rounded up to the next whole dollar.
These payments may be higher than
the payments that would be required
if this was not an equal pay
purchase. Late fees charged for not
making a monthly payment by the due
date will be assessed interest.
Regular account terms apply to
non-equal pay purchases. For new
accounts: As of 8/1/2021 Variable
Purchase APR is 25.99%. Minimum
interest charge is $2. This APR will
vary with the market based on the
prime rate. Existing cardholders:
See your credit card agreement
terms.
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