HRIA it is one of two insurance offerings that cover Ham products.... the arrl sells one and HRIA is the other,.,,, http://www.hamradioinsurance.com/ http://www.eham.net/reviews/detail/1830 no interest other than being a happy customer.... bill Jeff asked: At 08:04 AM 8/13/2009, you wrote: >what is hira insurance?, help please....