[Hallicrafters] Ebay problems

[Carl Nord]

This way OT.

Can you guys go off list with this?

Carl
WA1KPD
Visit My Boatanchor Collection at
http://home.comcast.net/~chnord/wa1kpd.html


-----Original Message-----
From: hallicrafters-bounces at mailman.qth.net
[mailto:hallicrafters-bounces at mailman.qth.net] On Behalf Of Charlie
Sent: Thursday, August 28, 2008 10:40 PM
To: hallicrafters at mailman.qth.net
Cc: WA1KBQ at aol.com; km1h at jeremy.mv.com; kt4ae at bellsouth.net
Subject: Re: [Hallicrafters] Ebay problems

And, what happens if,  for some reason, paypal tries to take more out of 
your account than you have in it?  I can answer that for you.  You will get 
charged an "overdraft" or "NSF" fee of about $35 and you'll have to P & M to

the bank to get it back (IF you catch it in 24 hours.)

I tried that too.  I was dragged "kicking & screaming" to use paypal.   I 
set up a checking account and a savings account with the same bank and 
explained to them that I was never going to leave more than a buck or so in 
the checking account which will be used ONLY as a repository for paypal 
funds, and, that I would transfer any funds quickly into the savings 
account.  The logic of which was that if the "paypal" allocated account was 
ever compromised, the purps wouldn't get much.  Well, THAT blew up in my 
face when I bought something through paypal and instructed them to use my 
credit card for payment  * BUT, they tried to take the funds from my 
dedicated "paypal" bank account.  Of course, there was about 19c in that 
account and they tried to get $20.  You guessed it.  I got hit for a $35 fee

AND the bank took it plus the twenty bucks out of my savings account.  The 
bank finally gave me the $35 back but informed me that there was NO WAY I 
could accomplish protecting my account.  Basically, if paypal can put money 
in, they have full access to take it out, period.  The only option was to 
open an expensive (>$20 ?? per month fees!) business account that requires 
verification for ANY withdrawal.

The only solution is to watch those accounts like a hawk for anything 
suspicious.  I make it a point to check the actual paypal account ledger and

the bank "paypal" account at least every couple days.

I agree that the paypal fees are exorbitant (is that spelled right?) 
although the service IS convenient for international sales.  Unfortunately, 
they will most likely side with the buyer in a dispute though.

I just think the fact that eBay owns paypal AND makes the sellers accept it,

is highly unethical if not downright illegal.

73' Charlie k3ICH

*When Paypal seeks funds, they will always use the same order.   First, 
their own account for you.  Second, your bank account that they make 
deposits and third, a credit card UNLESS you specifically instruct them to 
use the credit card and even then they will only charge the credit card the 
difference between the payout amount and what's left in your actual paypal 
account.


----- Original Message ----- 
From: <WA1KBQ at aol.com>
To: <km1h at jeremy.mv.com>; <kt4ae at bellsouth.net>; 
<hallicrafters at mailman.qth.net>
Sent: Thursday, August 28, 2008 9:33 PM
Subject: Re: [Hallicrafters] Ebay problems


>I set up a separate bank account to link up to  Paypal that is used for
> PayPal only and it never has more than $5 in it except  temporarily when I

> transfer
> a PayPal payment to it which I then transfer to my  main checking account.
>
> Greg
>
> In a message dated 8/28/2008 8:38:21  P.M. Atlantic Standard Time,
> km1h at jeremy.mv.com writes:
> If you use PayPal for  any reason they have access to your bank account.
> It sounds as if you are  laboring under a false sense of security.
>
> Many highly ethical sellers  will not accept PayPal because it is SO EASY
> for the buyer to defraud them  by filing several types of  complaints.
>
> Carl
> KM1H
>
>
>
>
> ----- Original Message -----
> From: "Harry Vaught, KT4AE" <kt4ae at bellsouth.net>
> To:  <hallicrafters at mailman.qth.net>
> Sent: Thursday, August 28, 2008 6:40  PM
> Subject: Re: [Hallicrafters] Ebay problems
>
>
>> As a buyer  only, I will only pay via PayPal.  I've passed up a number
>> of  auctions which didn't accept it - also those which wouldn't accept
>>  PayPal which was linked to a charge card.  I won't give PayPal access
>> to my bank account.
>>
>> As sellers, you have your own point  of view, but that's mine.
>>
>> Harry, KT4AE
>> Maryville,  Tennessee
>>  ______________________________________________________________
>>
>
> ______________________________________________________________
>
>
>
>
> **************It's only a deal if it's where you want to go. Find your 
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> deal here.
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