[Elecraft] Insurance

[Mike Dodd]

On 7/20/2024 9:39 PM, Jim Murray via Elecraft wrote:
> Hello Everyone,A bit off topic but having a few Elecraft components (expensive)  I'm wondering about insuring my equipment especially for lightning strikes.  My homeowners insurance stated on the phone that I am covered, BUT when reading my policy I see no mention.  Would be interested how others have been handling this.

Buy an ARRL insurance policy for all your ham equipment. 
<https://arrlinsurance.com/>

Even if your homeowner's insurance does cover it, there might be a large 
deductible; check your policy.

The ARRL policy covers any damage or loss due to theft, and the premium 
is very reasonable (it's based on equipment value).

last year a nearby lightning strike damaged the USB port on my K4. My 
insurance paid the $350 Elecraft repair cost and the ~$60 shipping both 
ways. There was a $50 deductible, and the agent handling the claim was 
competent and pleasant. Absolutely ZERO hassle through the whole process.

I can't recommend the ARRL insurance program highly enough!

73, Mike N4CF