[Elecraft] Rig Insurance

Don Wilhelm w3fpr at embarqmail.com
Fri Aug 7 23:53:14 EDT 2015


Joshua,

The ARRL insurance premium is for 12 months.

73,
Don W3FPR

On 8/7/2015 11:48 PM, Joshua Gould wrote:
> Silly question,
>
> Is the premium per month or a one time thing?  (I'm not sure and the 
> XYL says it's probably per month... She is smarter than me..) The 
> website doesn't provide much in the way of help on this question...
>
>
>
> 72,
> Joshua Gould
> K8WXA
> EM89pn
>
> KX3 # 7480
>
> NAQCC # 7704
> OMISS # 9948
> 4sqrp # 990
> FP # 3579
>
> On Fri, Aug 7, 2015 at 9:50 PM, Don Wilhelm <w3fpr at embarqmail.com 
> <mailto:w3fpr at embarqmail.com>> wrote:
>
>     Yes, and the ARRL insurance covers your gear even when mounted or
>     transported in a vehicle (many homeowner's policies do not cover
>     that, and you must rely on your auto insurance for recovery - good
>     luck, many exclude radio gear).  It also covers antennas and
>     towers if you specify those on the policy.
>     Yes, you must enumerate your gear that you wish to be covered, but
>     once that is done, you are covered for full replacement value.
>
>     My only experience with an ARRL insurance claim was through a
>     customer who wanted to use his K2/100 for Field Day, and someone
>     connected the 12 volt supply with reverse polarity. The KPA100
>     became a "crispy critter", but the ARRL insurance covered the cost
>     of a new kit plus my fee to build it - in full (I did not get the
>     details of any deductible).  The process was very quick and both
>     myself and the customer was a pleasant one.
>
>     73,
>     Don W3FPR
>
>
>     On 8/7/2015 8:28 PM, Ian - Ham wrote:
>
>         Yes, they offer true replacement cost. There is a $50
>         deductible on claims.
>         If you're replacing a high-end rig (like a K3/K3S), you're
>         going to come out
>         very well.
>
>
>
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