I have used ARRL insurance for years. Their deductible is small and you can insure for the new price. I've had several claims and they do not take the equipment. Phil K2 & KX-1 Philip LaMarche Instant Gourmet LaMarche Enterprises, Inc. www.instantgourmetspices.com 727-944-3226 727-937-8834 Fax 727-510-5038 Cell NASFT # 30210 W9DVM