[Ares-races] ARES and leadership liability

[W6YN Don Milbury]

I'm exposing the misconception that "Workmans'  Compensation Insurance"
protects the volunteer from liability as a result of his/her actions.

It does not.

As a volunteer, I have no interest in protecting " the organization" from
liability. I am concerned with my protection from liability as (again)  a
volunteer.

All too often volunteers are told that they are "insured" if they
register. The inference is that they are covered for liability, which of
course nothing could be further from the truth.

73,  Don 

On Fri, 24 Jun 2005 10:18:57 -0700 (PDT) Steven Blary <sblary at yahoo.com>
writes:
> what liability are you attempting to protect yourself from?  
> 
> Workman's comp would protect the organization from liabity 
> concerning
> volunteers being injured while serving.  Are you afraid that the
> radio waves may cause some one cancer <G>!  
> 
> Seriously, we have our volunteers sign a release of liability which
> doesn't prevent lawsuits however it does give us proof that the
> volunteer knew what they were getting into and that they were
> forwarned that they are responsible for there own safety.
> 
> I am currently shopping for general liability insurance as well as
> Directors and Officer's insurance.
> 
> I'll post what I find out but it may take a week or two ...
> 
> 73
> Steve, N1XC
> 
> --- W6YN Don Milbury <w6yn at juno.com> wrote:
> 
> > 
> > That makes no sense at all. 
> > 
> > Workmans'  Compensation insurance only covers treatment should the
> > worker
> > be injured.
> > 
> > How does that cover liability?  I don't think you have a solution
> > at all.
> > 
> > 73,  Don
> > 
> > 
> > On Fri, 24 Jun 2005 06:59:26 -0500 Lloyd Colston 
> <kc5fm at ureach.com>
> > writes:
> > > >
> > > >
> > > >Has anyone investigated the liabilities of being a member of
> > ARES 
> > > leadership?  
> > > >
> > > Yes.
> > > 
> > > Our solution is to have the ARES member also register in the
> > local 
> > > RACES 
> > > program.  Thus, the member is covered by the County Workmans' 
> > > Compensation insurance.
> > > 
> > > >Does the ARRL provide any coverage?
> > > >
> > > >
> > > >  
> > > >
> > > No, the League does not.
> > > 
> > > Let me know how more I can help.
> > > 
> > > -- 
> > > 
> > > 
> > > Lloyd Colston             Mayes County Emergency Management
> > > Pryor, OK USA           http://www.mayescem.us
> > &quot;Don't it always seem to go that you don't know what you've
> > got...till it's gone.&quot; from Big Yellow Taxi (Joni Mitchell)
> > but also true about QSL.NET if more users don't open their wallets
> > and help financially. Please contribute TODAY !!
> > _______________________________________________
> > ARES-RACES mailing list
> > ARES-RACES at mailman.qth.net
> > http://mailman.qth.net/mailman/listinfo/ares-races
> > 
> 
> 
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